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The Hospitality Group Funeral Insurance Scheme has been specifically designed for the hospitality industry and is compulsory for those who fall under the scope and sector of the Bargaining Council for the Restaurant, Catering and Allies Trades.

The continual increase in the cost of providing a dignified funeral has resulted in the need for cost effective funeral insurance. Most people cannot afford to pay the costs of a funeral from their savings, or cannot carry the costs until their insurance policies pay out. The Hospitality Group Funeral Insurance Scheme now offers you the opportunity to provide your employees with funeral cover to ease the financial burden when a member of their family dies.

 

ADVANTAGES FOR THE EMPLOYEE

ADVANTAGES FOR THE EMPLOYER  
 
  • Provides for a dignified funeral
  • No evidence of health is required
  • Provides cover for
    • the employee
    • the employee's spouse
    • the employee's children under 21 years of age.
  • A cost effective method of providing fringe benefits to employees
  • Creates a sense of security and lowers staff turnover
  • Claims are paid promptly
  • Administration is simple
  • Avoids requests for loans
 

 

BASIC COVER A cash benefit is payable on the death of a member, spouse or child before the member's normal retirement age of 65, provided that the relevant requirements are complied with.

 

  Age at death

Benefits

 
 

Member

Spouse
Children 14 years upto 21 years
Children 6 to 13 years
Children 1 to 5 years
Stillborn to 11 months
Premium rate per member

R15 000
R15 000
R15 000
R 7 500
R 3 750

R 3 750

R 25

 

WHO MUST JOIN?
All employers and their employees within the hospitality industry. (for those who fall under the scope and sector of the Bargaining Council for the Restaurant, Catering and Allies Trades.)

HOW TO JOIN?
Complete the application form below.

HOW TO CLAIM?
Complete the claim form below.

 

Forms